Prepaid Funerals have existed for years and have received very bad press and unfair in my opinion. This is because the orientation and sensationalism these isolated incidents, we've all heard, if funeral directors and cemetery owners are missing or stolen funds other than those who have prepaid for services and / or goods. Unfortunately, many times these stories and reports are only promoting the sale of books, newspapers, So those who really do not have no idea what pre-need funeral planning is really, I think. Unfortunately, even those who promote this negativity mattresses are not really doing to serve their own programs, in many cases, thus undermining the very people who need this protection for more use of these and other "scare tactics. "
The truth is that in most all States now have safeguards to ensure that planning for people in need before and prepay for funeral services are protected. Is there potential for abuse in this area? Yes, but the reality is no more than any industry or activity involving the same standards and opportunities for abuse would be applicable.
As a funeral director for nearly three decades, has witnessed many changes in how prene funeral plans were made and funding. In the early pre-need funeral planning many funerals, cemeteries, etc., take the prepaid funds and accounts in local banks to be held in escrow until the time of need. This standard procedure for most in the industry funeral and prepare the way for the abuse described above. Over time and through the abuse of the practice, other unscrupulous means to safeguard these funds have been developed. Most companies now use insurance funds for those wishing to pay in advance for these services. The value of this method is that all in most cases the funds are held in the names of buyers and controlled entirely by the buyer. This provides maximum protection providers Funeral services have no access or control over these prepayments and the facilities are considered more prefer this way. The consumer greater risk of losing these funds than any other funeral insurance policies that may have life in my opinion.
I have in my many years in the business of funerals attended countless families in advance planning and, often before the funeral and merchandise. I was privileged to serve the same families again when death occurred. I could see no value advance pre-financing only for planning but also for families like these, in many cases, helped save thousands of dollars in funeral expenses. In all my years in the care industry of death that never had a family tell me that sorry, they are predetermined or pre – these services. Moreover, there were many families would tell me that!
I urge all those planning to make pre-need funeral and / or cemetery arrangements really consider the pre-financing. Many companies to freeze prices and offer other benefits that are worth watching. The economy in many cases can be considerable and the risks minimal.
If you're still skeptical, contact the Funeral Board and the state insurance commissioner to know how safe is the time to do this type of pre-funding. I think you'll be pleasantly surprised to see that you are really very little risk of losing money today and the benefits of doing beforehand, are invaluable for those left behind.
Last but not least, be careful not to advise those considering pre-funding. The chances are great that this is an attempt to sell I really do not need. Get advice from those you trust and make decisions based on this. It's really the best way to ensure a lower cost and less planning the funeral of stress.
.
About the Author:
Jerry R. Guy is an active licensed funeral director and author. Get information on planning a funeral at: http://www.beforeplanningafuneral.com and http://www.integritypreneedsolutions.com
Article Source: ArticlesBase.com – Prepaid Funerals and Preplanning – Advice From a Licensed Funeral Director
Funeral Planning : How to Plan a Funeral
|
|
Reusable Angel Ice Sculpture Mold $19.95 Ice sculpture molds by Sculptures In Ice are elegant and easy-to-use. Your beautiful creation will literally slip right out of the mold. Simply fill the mold with water or other liquid, freeze at least 48 hours and release a beautiful, professional-looking ice sculpture. Our ice molds fit in most conventional freezers and measure 14″ high by 11″ wide by 3″ deep. These versatile molds allow your c… |
|
|
Death for Beginners: Your No-Nonsense, Money-Saving Guide to Planning for the Inevitable $7.14 With efficiency and a touch of humor, this valuable guidebook offers information on the difficult subject of planning for oneâs own death or organizing funerals for loved ones. Topics ranging from cremation, burial, caskets, services, and organ donation are explored, and each section offers data, definitions, examples, pros and cons, and helpful worksheets for narrowing down the best options…. |
|
|
In the Checklist of Life: A Working Book to Help You Live & Leave Life $9.58 “Death is certain. Life is not.” So begins this commonsensical, infinitely useful workbook that’s aimed at helping your survivors handle the requisite legal and household affairs after your death. Author Lynn McPhelimy was inspired to write the book when her parents were both diagnosed with terminal cancer and her father said to her, “‘You know when I’m gone, I don’t want the yard all dug up… |
|
|
Grave Expectations: Planning The End Like There’s No Tomorrow $4.94 There isnât a person alive who likes to think about dyingâbut eventually it does happen to all of us. And no one knows better what weâd like at our own funerals than we do ourselves. So, start planning! Youâd be surprised that it can even beâ¦well fun, thanks to the lighthearted tone Carmen Flowers and Sue Bailey take in this practical guide. They offer really useful, valua… |
|
|
Funeral Home Business Plan – MS Word/Excel $18.95 The Funeral Home Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business plan with ori… |
